SMECapital

SME Funds Made Easy

Qualifies To Apply

FRANCHISE FINANCING SCHEME

Eligibility

∙ All Malaysian-owned and controlled companies with net assets or shareholders’ funds not exceeding RM1.5 million.

∙ Must fall within the definition of SMEs as defined by the National SME Development Council.

∙ The existing total credit facilities of the borrower should not exceed RM7.5 million.

∙ The borrower should not have any adverse record in respect of borrowing from any other financial institution or other agencies.

Guarantee Fee

∙ Loans up to RM1 million

– Unsecured Portion: 0.75%

– Secured Portion: 0.50%

∙ Loans above RM1 million

– Unsecured Portion: 1.00%

– Secured Portion: 0.50%

Tenure

Up to 5 years