SMECapital
∙ All Malaysian-owned and controlled companies with net assets or shareholders’ funds not exceeding RM1.5 million.
∙ Must fall within the definition of SMEs as defined by the National SME Development Council.
∙ The existing total credit facilities of the borrower should not exceed RM7.5 million.
∙ The borrower should not have any adverse record in respect of borrowing from any other financial institution or other agencies.
∙ Loans up to RM1 million
– Unsecured Portion: 0.75%
– Secured Portion: 0.50%
∙ Loans above RM1 million
– Unsecured Portion: 1.00%
Up to 5 years